The main focus and reason for investing with investment companies are for retirement purposes and investing in the stock market. We'll show you what you should be investing in to make your nest egg fertile and grow!

The Dream: 68% of people are confident they'll enjoy a comfortable retirement. 50% think they'll be able to live comfortably after they retire on 70% or less of pre-retirement income. 14% believe they'll be fine with less than 50% of their current income. 36% think they need only 50% to 70%. - New York Daily News

The Reality: 22% of very confident workers are not saving for retirement. 39% have less than $50,000 in savings. 67% of current retirees said they're living on 70% or more of their pre-retirement income. 55-year-olds who live to 90 need an average of $210,000 by the time they're 65 to cover medical expenses. - New York Daily News

"Retirement requires planning. When it comes to retirement, most of us are living in la-la land. We think we're going to be just fine when we stop working - but we haven't saved much, and have no idea how much money we will need. That's the dismal news from the Employee Benefits Research Institute, which released findings today about American worker's attitude towards retirement. "Delusion springs eternal," said Jack VanDerhei, a professor at Temple University and the co-author of the 16th annual Retirement Confidence Survey. The findings should be a wake-up call for people to start saving more for retirement - though VanDerhei fears the call will fall on deaf ears. The survey - based on interviews with 1,252 American residents age 25 and older - shows that workers are optomistic despite mounting bad news about companies curtailing pension plans, and the ominous fact that 75 million Baby Boomers start turning 60 this year. Overall, more than two thirds of the workers surveyed said they and their spouses have less than $50,000 in retirement savings. This will affect their ability to afford health care in their golden years. Fifty-eight percent of current workers expect they and their spouses won't get health insurance from their employers after retirement. They'll need cash to pay for out-of-pocket expenses that Medicare won't cover - and lots of it. People aged 55 who live to be 90 should set aside $210,000 by the time they're 65 to cover these medical expenses, according to recent Institute research. If the news is bad - the odds are, it will be - your best step to saving more is your 401(k) retirement program at work, VanDerhei said. If your employer makes matching contributions, sign up ASAP. "Otherwise, you're leaving free money on the table," VanDerhei said. If there's no employer-sponsored retirement program where you work, then set up your own Individual Retirement Account, or IRA, he added." - New York Daily News