We have vital information on refinancing your home and the major down fall that comes with refinancing, that most lenders won't tell you. But we will tell all!!!

Find out what protection the experts say most homeowners do not have on their property. It will amaze you.

Risky House Markets: San Diego-Carlsbad-San Marcos, CA. Santa Ana-Anaheim-Irvine, CA. Boston-Quincy, MA. Chicago-Naperville-Nassau-Suffolk, NY. Riverside-San Bernadino-Ontario, CA. - PMI Mortgage Insurance

"Risk of falling home prices rising 48 of the top 50 U.S. property markets are at greater risk of seeing prices drop this quarter, PMI Mortgage Insurance said, while still projecting a soft landing for housing nationwide. Q1's biggest slowdown in price appreciation came in Las Vegas and San Diego. Of the top five riskiest markets, 3 were in California, including No. 1 San Diego. The latest housing reports, meantime, affirmed that a sunny January warmed up cooling sales and construction activity. Private home building spending rose 1.3% in February, driving construction's overall better-than-forecast gain. That was likely weather-related. Hot January temps had lifted housing starts 15.8% that month. Private nonresidential spending rose 0.8%, perhaps boosted by hurricane rebuilding efforts in the Gulf Coast. Public spending fell 0.5%. Pending home sales showed "signs of leveling out," said the National Association of Realtors. They fell 0.8% to 117.7 after a big upward revision to a small gain in January. Pending sales, which track existing home signings that haven't closed yet, fell 5.2% vs. a year earlier. While economists see first-quarter growth rebounding above 4% after the fourth-quarter's lackluster 1.7%, they expect a slowdown later in '06. "We do expect some moderation going forward, in large part because of housing," said A.G. Edwards' Fearon." - Investor's Business Daily